Thought Leadership Multimedia
John Emmanuel & Zachary Lerner
Demystifying Surplus Lines Group Insurance
John Emmanuel & Zachary Lerner
Understanding the Surplus Lines Broker’s Role: Key Responsibilities and Regulatory Insights
John Emmanuel & Zachary Lerner
Introducing Surplus Lines 360John Emmanuel & Zachary Lerner
Demystifying Surplus Lines Group Insurance
John Emmanuel & Zachary Lerner
Demystifying Surplus Lines Group Insurance
In this episode, John and Zachary unpack one of the hottest regulatory topics in surplus lines: group insurance. Learn how affiliated and unaffiliated groups are treated under the NRRA, why “home state” determination drives compliance and tax obligations, and the state-by-state rules that can make or break a group structure.
- Defining surplus lines group insurance
- Affiliated vs. unaffiliated groups under the NRRA: defining the “home state”
- Compliance implications and state differences
- The uneven playing field: Illinois vs. New York
- The complexities of tax allocation for unaffiliated groups
- Risk purchasing groups: benefits, limitations, and ongoing obligations
John Emmanuel & Zachary Lerner
Understanding the Surplus Lines Broker’s Role: Key Responsibilities and Regulatory Insights
Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they break down the critical role of surplus lines brokers in insurance transactions. Learn the distinctions between admitted and surplus lines markets, the unique responsibilities brokers shoulder, and the regulatory requirements that shape their relationships with agents. Gain practical insights into enforcement actions and the importance of careful delegation in surplus lines placements.
- Admitted vs. Surplus Lines Markets: What Brokers Need to Know
- Surplus Lines Broker Responsibilities: Risks of Over-delegation
- Enforcement Actions: Consequences of Non-compliance
- Brokers, Agents, and Regulatory Requirements: Defining the Relationship
John Emmanuel & Zachary Lerner
Introducing Surplus Lines 360
Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they kick off Surplus Lines 360, a series that demystifies the evolving landscape of surplus lines insurance. In this video, discover what surplus lines are (and are not), how eligibility works for both domestic and alien insurers, the regulatory dynamics between state and federal oversight, and the expanding reach of surplus lines into other coverage areas.
- What Surplus Lines Is Not: Debunking a Myth
- Growth Beyond Commercial Lines
- The Regulatory Landscape